Should I keep this South Sea necklace?

[Betty]

This necklace is supposed to be an estate South Sea necklace. The pearls are described as round 11.3 to 13.7mm with a rose overtone.The clasp is 14k white gold. It was purchased online, gifted to me, and can be returned.

Does the description seem accurate? Is this worth $3,000? I think the necklace is beautiful - my concern is did someone overpay? Should I wait for something with fewer blemishes? Or maybe better quality on smaller pearls? I understand cost varies significantly.

The last three pictures were taken in natural light.

 

[Pearl Dreams]

It has a lot of surface flaws that interfere somewhat with luster.
A round SSP necklace of this size would cost a lot more if better quality. I think you realize this. Reading between the lines, you don't love the quality-- am I right?
If so, $3000 is too much for a necklace one doesn't love.

Quality, size, price. Which is most important to you?
Which is least important?
Go by that.

Don't anchor on this particular necklace. Ask yourself: if you didn't have to decide about this specific necklace, what would you want?