Im new to this forum. I am a (gia) student currently taking the graduate of pearls course. I will be soon be taking my final exam (in June) and then my lab in (Sept). I am looking to open a jewelry store that deals in only pearls but some pearls will be accented with gemstones. My delema is that i have bad credit from when i was 18-20 years old. I am now currently 26 and i want to know if any of you guys or gals had bad credit when starting your *brick and mortar* store. If so how did you get around that and also who did you happen to see to get finacial help. i dont really have a co-signer, and i have no collateral at all. im looking to seek help from *sba* small business administration . any of you had any luck with them in my siduation? any information is greatly appreciated.